The Benefits of Owner Financing

March 2, 2010 by · Leave a Comment 

The Benefits of Owner Financing There are many benefits for doing an owner-carry installment sale as opposed to conventional financing for both the buyer and seller. Sometimes this type of transaction may benefit only one or the other, but in most cases this contract is “Win/Win” for both parties.   Benefits for the Seller Most [...]

Choosing Your Lender for Your Mortgage Loan

February 27, 2010 by · Leave a Comment 

Choosing Your Lender for Your Mortgage Loan  Until the massive array of foreclosures came upon us most homeowners never knew the difference between a mortgage company or mortgage banker or who their home loan was even serviced by. Why wait until trouble brews? Many consumers assume that “mortgage companies” are banks that lend their own [...]

Considering a “No-Cost” Mortgage Loan?

February 6, 2010 by · Leave a Comment 

Considering a “No-Cost” Mortgage Loan? Are you considering an offer for a ‘no-cost’ loan in lieu of a traditional mortgage?  A no-cost mortgage is one on which the lender pays the borrower’s settlement costs, with certain exceptions. ‘No-cost’ loans are generally priced at a higher interest rate than a traditional mortgage. The higher rate allows [...]